In today’s fast-paced world, checking your bank account balance or getting a mini statement no longer requires visiting a branch or ATM. Most major Indian banks offer a convenient missed call banking service. Simply give a missed call from your registered mobile number to the bank’s designated toll-free number, and you’ll receive an SMS with your current balance or recent transactions almost instantly.
This service is completely free, secure, and works even on basic feature phones without internet. However, your mobile number must be registered and linked to your bank account for the service to function. If it’s not, visit your nearest branch to update it.
Also read this : पशुपालन लोन योजना 2025-26: सब्सिडी, लाभ और आवेदन की पूरी जानकारी
Note: Bank mergers have occurred in recent years (e.g., many public sector banks merged into larger entities like SBI, PNB, etc.), and numbers may change over time. Always verify the latest numbers on the bank’s official website or app. The information here is based on reliable sources as of early 2026.
| Key Highlights | Details |
|---|---|
| Service Name | Missed Call Banking |
| Benefits | Instant balance/mini statement via SMS |
| Requirement | Registered mobile number only |
| Cost | Free (no call or SMS charges from bank) |
| Availability | Most public, private, and cooperative banks |
What is Missed Call Banking and How Does It Work?
Missed call banking is a simple, no-cost facility introduced by banks to promote financial inclusion, especially in rural areas. Here’s how it typically works:
- Ensure your mobile number is registered with your bank account.
- Dial the bank’s specific missed call number.
- Let it ring 1-2 times and disconnect (or it auto-disconnects).
- Within seconds, receive an SMS with your account balance or mini statement (last 3-5 transactions).
Some banks also support SMS keywords (e.g., send “BAL” to a number) or separate numbers for balance and mini statement. This service is available 24/7 and doesn’t require data or an app.
Tips for Smooth Usage:
- Use only your registered mobile number.
- If no SMS arrives, check if the service is activated or try again later.
- For multiple accounts, some banks send details for the primary account only.
Major Public Sector Banks (Post-Merger Updated)
Due to bank mergers, many older banks now follow the parent bank’s numbers.
- State Bank of India (SBI) (includes former associate banks like SBH, SBT, etc.)
- Balance Enquiry: Give missed call to 9223766666 or 09223766666
- Mini Statement: Give missed call to 9223866666 or 09223866666
- Registration: Send “REG ” to 09223488888
- Punjab National Bank (PNB)
- Balance Enquiry: 18001802222 or 01202490000
- Toll-Free: 18001802223
- Bank of Baroda (BoB) (includes Dena Bank, Vijaya Bank)
- Balance Enquiry: 8468001111 or 09223011311
- Canara Bank (includes Syndicate Bank)
- Balance Enquiry: 09015483483 or 8886610360
- Mini Statement (English): 09015734734
- Mini Statement (Hindi): 09015613613
- Union Bank of India (includes Andhra Bank, Corporation Bank)
- Balance Enquiry: 09223008586
- Indian Bank (includes Allahabad Bank)
- Balance Enquiry/Mini Statement: 9677633000 or 09289592895
- Toll-Free: 180042500000
- Bank of India (BoI)
- Balance Enquiry: 09015135135 or 9811255430
- Central Bank of India
- Balance Enquiry: 09222250000
- Bank of Maharashtra
- Balance Enquiry: 09222281818 or 9833335555
Major Private Sector Banks
- HDFC Bank
- Balance Enquiry: Give missed call to 18002703333
- Mini Statement: Text “TXN” to 5676712 or missed call to 18002703355
- ICICI Bank
- Balance Enquiry: 02230256767 or 9594612612
- Axis Bank
- Balance Enquiry: 18004195959 (English) / 18004195858 (Hindi)
- Mini Statement: 18004196969 (English) / 18004196868 (Hindi)
- Kotak Mahindra Bank
- Balance Enquiry: 18002740110
- IDFC First Bank
- Balance Enquiry: 18002700720
- Yes Bank
- Balance Enquiry: 09223920000
- Mini Statement: 09223921111
- IndusInd Bank
- Balance Enquiry: 18002741000
Other Notable Banks
- India Post Payments Bank (IPPB)
- Balance Enquiry: 9910223398 or 8424026886
- AU Small Finance Bank
- Balance Enquiry: 18001202586
- Bandhan Bank
- Balance Enquiry: 18002588181
For smaller cooperative or regional banks (e.g., Saraswat Bank, Karnataka Bank), refer to their official websites as services may vary.
Important Precautions
- Never share OTP, PIN, or card details if someone calls claiming to be from the bank.
- Avoid fake apps promising “all bank balance check” – use only official channels.
- If a number doesn’t work, contact the bank’s customer care or check their website.
This facility has made banking accessible to millions, reducing the need for physical visits and promoting digital habits.
Important Links:
| Home page | Click here |
Frequently Asked Questions (FAQs)
It’s a free service where you give a missed call to a bank-specific number from your registered mobile to get balance/mini statement via SMS.
Yes, it’s secure as it works only with your registered mobile number and doesn’t involve sharing sensitive info.
Your mobile number may not be registered, or there could be network issues. Visit a branch to register/update your number.
No, only from the mobile number linked to your bank account.
No, it’s completely free from the bank’s side (standard call rates may apply if not toll-free).
Visit your bank branch, use net banking/mobile app, or follow bank-specific SMS registration (e.g., for SBI).
Use the parent bank’s number (e.g., Allahabad Bank customers now use Indian Bank numbers).
Many banks have separate numbers for mini statements (last 3-10 transactions).
Usually no, as it requires an Indian SIM and network.
Always check the official bank website, mobile app, or customer care for updates.
