The Khedut Akasmat Vima Yojana 2026 is a vital welfare initiative launched by the Gujarat government to safeguard farmers and their families against unforeseen accidents. Administered by the Agriculture, Farmers Welfare, and Co-operation Department, this scheme provides financial assistance in cases of accidental death or disability. Farmers do not need to pay any insurance premiums, as the state government fully funds the program. This guide covers everything you need to know, including benefits, eligibility, application steps, and more, to help eligible farmers access support efficiently.
Also read this : Cash Investment in Mutual Funds: Who Can Do It, Limits & SEBI Rules in India
Overview of the Scheme
Scheme Details
- Name: Khedut Akasmat Vima Yojana (Farmer Accidental Insurance Scheme)
- Administering Body: Agriculture, Farmers Welfare, and Co-operation Department, Government of Gujarat
- Financial Benefit: Up to ₹2,00,000 as insurance coverage
- Application Method: Primarily offline, with form submission at district offices
- Category: Gujarat State Government Welfare Schemes
- Official Portal: ikhedut.gujarat.gov.in
This scheme acts as a safety net for registered farmers, ensuring that accidental mishaps do not leave families in financial distress. It emphasizes quick relief to heirs or the affected individual, promoting economic stability in rural communities.
Purpose and Objectives
The primary aim of the Khedut Akasmat Vima Yojana is to offer social and economic protection to farmer households. Farming involves inherent risks, and the loss of the family’s primary earner due to an accident can lead to severe hardship. The government steps in to provide immediate financial aid, helping families cope and rebuild. By covering premiums entirely, the scheme ensures accessibility for all eligible farmers, fostering a sense of security and encouraging agricultural participation.
Key Benefits
The scheme offers tailored financial support based on the severity of the accident:
- Accidental Death: In the event of a farmer’s death due to an accident, the nominated heirs receive ₹2,00,000.
- Permanent Total Disability: For complete loss of both eyes, both limbs, or a combination of one eye and one limb, the beneficiary gets ₹2,00,000.
- Permanent Partial Disability: Loss of one eye or one limb (such as a hand or leg) qualifies for ₹1,00,000.
- No Premium Requirement: Farmers are not burdened with any insurance costs, making it a zero-expense benefit.
These benefits are designed to address immediate needs, such as medical expenses, family support, or loss of income, without any deductions.
Eligibility Criteria
To qualify for the Khedut Akasmat Vima Yojana, applicants must meet specific requirements:
- Must be a permanent resident of Gujarat.
- The individual should be a registered farmer (Khatedar Khedut) with land ownership in their name.
- Age limit: Between 5 and 70 years.
- Benefits extend to the farmer and their first surviving heir, such as a spouse or children.
- Important Exclusion: The scheme does not apply to natural deaths, suicides, or non-accidental causes.
Meeting these criteria ensures that only genuine farmers in need receive assistance, maintaining the program’s integrity.
Required Documents
Preparing the right paperwork is crucial for a smooth application. Here’s a complete list:
- Prescribed application form (available for download).
- Copies of land records: 7/12 and 8-A extracts as proof of ownership.
- Aadhaar card of the deceased or disabled farmer.
- First Information Report (FIR) from the police detailing the accident.
- Post-mortem report (required only for death cases).
- Official death certificate.
- Disability certificate issued by a Civil Surgeon (for disability claims).
- Pedhinamu (family heirship document).
- Bank passbook copy for direct fund transfer.
Ensure all documents are current and authentic to avoid delays or rejections.
Application Process
While the scheme is not fully online yet, the process is straightforward and combines digital and offline steps:
- Visit the Official Website: Go to ikhedut.gujarat.gov.in.
- Download the Form: Locate the Khedut Akasmat Vima Yojana section and download the PDF application form.
- Fill in Details: Provide accurate information, including personal details, accident description, and bank account info.
- Attach Documents: Compile all required papers as listed above.
- Submit Offline: Deliver the completed application to your District Agriculture Officer’s office within 150 days of the accident.
For any updates or online enhancements, check the portal regularly. New users may need to register on the i-Khedut platform using a mobile number for future interactions.
Checking Application Status
To track your application:
- Visit the nearest District Agriculture Office and inquire using your application reference number.
- Alternatively, log in to the i-Khedut portal (if applicable) to view status updates online.
This helps applicants stay informed about approval timelines and any additional requirements.
Contact Information and Helpline
For queries or assistance:
- Helpline: 1800-180-1551 (Kisan Call Centre for farmer-related support).
- Local Offices: Contact your district’s Agriculture Officer for personalized guidance.
These resources ensure farmers can resolve doubts promptly.
Important Dates and Notes
- Application Deadline: Submit within 150 days from the date of the accident. There is no fixed annual deadline, as applications are incident-based.
- Updates: Always verify the latest information on the official website, as schemes may evolve.
Note: This scheme is for educational and welfare purposes. Consult official sources before applying.
Important Links:
| Home page | Click here |
| Join WhatsApp group | Click here |
| Official Website | Click here |
Frequently Asked Questions (FAQ)
Up to ₹2,00,000 for accidental death or permanent total disability, and ₹1,00,000 for partial disability.
Yes, applications must be submitted within 150 days of the accident. Prompt action is essential.
No, it exclusively covers accidental deaths and disabilities. Suicides and natural causes are not eligible.
The farmer’s first surviving heir, such as a spouse or child, can apply if the farmer is deceased or disabled.
Download it from ikhedut.gujarat.gov.in or collect it from your local Gram Panchayat or Talati office.
Not currently, but registering on the i-Khedut portal can facilitate future processes and status checks.
Late applications are typically not accepted. Contact the helpline immediately for any exceptions or advice.
This rewritten guide is approximately 950 words, providing a clear, structured overview of the Khedut Akasmat Vima Yojana 2026.
